ACCEPTABLE USE

1.1 This Acceptable Use Policy ("AUP") governs use of all information and communication technology, systems, hardware, software, applications, networks, website, web portal, APIs, platform, facilities and services provided or made available by Moneyport or its direct or indirect affiliates from time to time, including but not limited to any Moneyport Portal and the Moneyport API (together, "Moneyport Services").

1.2 This AUP applies to each person who uses any Moneyport Services directly or indirectly, including without limitation legal entities or individuals doing business with Moneyport or otherwise receiving Moneyport Services ("Customers"), and any members of personnel or third parties permitted by a Customer to use or access the Moneyport Services ("Users"). Customers are required to inform Users of this AUP. Customers and Users are referred to in this AUP as "You".

1.3 The AUP is not exhaustive and Moneyport reserves the right to modify or update the AUP at any time by uploading a revised version to its Moneyport Portals and the Moneyport Website from time to time. You are expected to check the relevant Moneyport Portal and the Moneyport Website from time to time to take notice of any changes to this AUP, as they are legally binding on You.

1.4 Please note that any breach of the AUP may be result in any of the consequences set out in Paragraph 7 (Consequences of Breach) of this AUP.

2.1 By connecting to, using or otherwise accessing any Moneyport Services (and receiving the benefit thereof), You are deemed to accept the terms of this AUP and agree to use the Moneyport Services at all times strictly in accordance with this AUP.

2.2 This AUP forms part of each legally binding contract entered into between Moneyport and a Customer from time to time (each a "Moneyport Contract").

2.3 If there is any conflict or inconsistency between any part of this AUP and any other part of a Moneyport Contract, the latter shall take priority and prevail unless Moneyport specifies otherwise in its sole discretion.

3.1 for any illegal purpose;

3.2 to publish, post, share, copy, store, back-up or distribute:

3.2.1 any illegal files or data, including infringing, offensive, obscene, threatening, libellous, or otherwise unlawful or tortious material;

3.2.2 any material protected by the intellectual property rights of a third party (unless You have the necessary rights to such material); or

3.2.3. material that contains malware, including but not limited to viruses, worms, time bombs, Trojan horses and other harmful or malicious code, files, scripts, agents or any other similar software that may damage the operation of the Moneyport Services or another person's device or property;

3.3 to copy, disclose, reproduce or use the confidential information of Moneyport or any third party without permission or otherwise in breach of Your legal obligations to Moneyport or any third party;

3.4 to misrepresent or impersonate a person or attempt to gain access to or illegally track any other person, Customer, User, account, data, hardware, software, system or network related to the Moneyport Services;

3.5 to distribute unwanted, unsolicited or harassing messages, promotions, advertising, or solicitations;

3.6 for any purpose or activity that harms or disrupts the operation or performance of the Moneyport Services or Moneyport's Customers, Users, business or operations from time to time;

3.7 in any manner not permitted by Moneyport;

3.8 in a manner that results in excessive bandwidth usage, as determined by Moneyport;

3.9 to attack, abuse, interfere with, surreptitiously intercept, or disrupt any part of the Moneyport Services (including but not limited to denial of service, unauthorised monitoring or crawling), or otherwise tamper with the security of the Moneyport Services or any Customer, User, account, data, hardware, software, system or network related to the Moneyport Services;

3.10 (whether direct or indirect) to reverse engineer, decompile, disassemble, modify, reproduce or create derivative works of any part of the Moneyport Services; or

3.11 for any other activity or purpose that Moneyport deems to be harmful or detrimental to its Customers, Users, business, operations or reputation; or (the foregoing together the "Unacceptable Uses").

4.1 It is your responsibility to maintain the security of the systems you use to connect to the Moneyport Services.

4.2 You must ensure that all Users keep any username and password they use to access the Moneyport Services secure at all times. Users may be required to change their passwords from time to time.

4.3 You shall notify us promptly should you become aware of, or reasonably suspect any unauthorised use of or access to the Moneyport Services or unauthorised disclosure of any username or password.

All data that You enter or upload to any part of the Moneyport Services must:

5.1 be true and accurate and corrected as soon as possible if You become aware that it is not true or accurate; and

5.2 comply with all applicable laws.

To the extent permitted by applicable law, Moneyport reserves the right (but does not assume any obligation) to monitor usage of the Moneyport Services and intercept data from the Moneyport Services for its legitimate purposes, including without limitation to monitor compliance with this AUP, to check that account details are correct, to track payments and the liquidity position of its Customers, to prevent and detect money laundering, fraud, breach of sanctions and other crimes.

7.1 Failure to comply with this AUP constitutes a material breach of the Moneyport Contract to which You (or the Customer with which You are associated) are party.

7.2 Any breach of this AUP at any time may result in Moneyport taking any and all actions in its sole discretion, including with immediate effect based on our reasonable judgment, including without limitation to:

7.2.1 issue a warning;

7.2.2 suspend or terminate access to all or part of the Moneyport Services;

7.2.3 terminate all or part of the applicable Moneyport Contract;

7.2.4 initiate legal proceedings against You for reimbursement of all costs resulting from the breach;

7.2.5 take further legal action against You; and/or

7.2.6 disclose such information to any law enforcement or regulatory authorities as Moneyport considers to be necessary or appropriate.

7.3 To the extent permitted by law, Moneyport excludes and disclaims all liability for actions taken in response to breaches of this AUP. The responses described in this AUP are not limited, and Moneyport may take any other action it reasonably deems appropriate.